Housing Rehabilitation Program
You, or someone you know, may qualify for a zero (0%) to two percent (2%) home repair loan. The standard loan of $15,000 can be increased up to $25,000 if the need for repairs is justified and adequate equity is established. Funds are limited, so if you have an interest, fill out the wait list application. Frequently asked questions (FAQ) can answer concerns you may have.
The Housing Rehabilitation Loan Program is designed to assist low to moderate-income homeowners in making needed repairs to their owner occupied residence (income limits). This program improves the overall livability by addressing health and safety issues, upgrading materials to convert to a safer and more energy efficient, affordable home to live in. Priority is placed on the repairs needed to make the home safe and to prevent further deterioration and escalated costs if left unattended. Typical examples of these projects include new roofs, new windows, new electrical wiring, heating system repair/replacement, septic systems etc.
This program is funded through the Yamhill County Affordable Housing Corporation (YCAHC), a nonprofit that contracts with the Housing Authority of Yamhill County to provide qualified staff to administer the program, including Annual Audits that renews and confirms program compliance. The YCAHC also partners with individual Municipalities and Yamhill County to receive Community Development Block Grants from the State of Oregon. As loans are repaid to YCAHC, the funds are placed in a revolving loan account designed to make monies available to loan out again. The program covers all of Yamhill County.
We have limited resources to help repair mobile homes in parks.