Wherever you are on the path of home ownership, we offer a wide variety of programs and resources to assist you.
Our Resource Center offers counseling for anything that relates to being, or aiming to be a homeowner: credit repair, financial literacy classes, pre-purchase, teaching the ABC's of Homeownership. We also sponsor the annual "Pathway to Homeownership" home-buying fair. The Resource Center is located HAYC's office building and provides two (2) computer consoles for Internet access to help you find a job, seek education and pursue housing needs.
Our Housing Rehabilitation Program targets low and moderate-income, owner-occupied homeowners to help make affordable repairs to homes located in Yamhill County, for as little as 0% interest with deferred payments.
Our Home-Buying Program's ultimate goal is to provide homes at an affordable price. We partner with the Yamhill County Affordable Housing Corporation, a 501(c)3 non-profit organization, to turn homes around and first offer them to our clients working toward self-sufficiency and homeownership. If we don't find a match, we then place the real estate on the open market.
The Valley Individual Development Account (VIDA) Program provides opportunity and support for clients working toward self-sufficiency by matching $1.00 of your money with $3.00 from this specially funded program ... up to a maximum match of $9,000.00!! These funds can help individuals reach goals of homeownership, mobile home repairs, adaptive/technology equipment and post-secondary education.
If you are a Renter currently on the Housing Choice Voucher Program, and you are interested in the American dream of owning a home, we have two programs to help you in your endeavor:
The Family Self-Sufficiency (FSS) Program: By working closely with your caseworker to increase your earned income, you can build up a significant savings account. This savings can be applied towards a down payment on a home purchase.
The Housing Choice Voucher for Homeownership (HCVH) Program: Instead of assisting you in your monthly rent to a Landlord, this program assists you with your mortgage payment! This program helps increase the amount you are qualified to borrow making first time home ownership a reality for lower income families.
135 NE Dunn Place PO Box 865, McMinnville, OR 97128-0865 www.hayc.orgPh: 503-883-4300 Toll Free: 888-434-6571 Fax: 503:472-4376 TDD: 800-735-2900"Equal Housing Opportunity"